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Invest in property through your self-managed super

Paid In Full Home Loans works with you to find the right fit lenders and tailored investment loan rates for your Self-Managed Super Fund (SMSF) property and investment portfolio.

Invest through your super

We’ll guide you through the process of purchasing residential or commercial property using your Self-Managed Super Fund (SMSF) while staying compliant with superannuation laws.

Structure your loan correctly

SMSF lending requires a specific structure known as a Limited Recourse Borrowing Arrangement (LRBA). We’ll make sure your setup is compliant from day one.

Access specialist lenders

We work with a wide range of SMSF-approved lenders offering flexible loan options to help you make the most of your investment strategy.

What is an SMSF loan?

An SMSF loan allows your Self-Managed Super Fund to borrow money to purchase an investment property. The property is held in a separate trust, and the loan is structured so that the lender’s recourse is limited to that property only. This is known as a Limited Recourse Borrowing Arrangement (LRBA) and is required by law under the Superannuation Industry (Supervision) Act.

At Paid In Full Home Loans, we help you understand the rules, requirements and advantages of SMSF lending so you can invest in property with confidence.

How SMSF property investment works

Using your super to invest in property can be a smart long-term strategy, but it must be done correctly. We’ll help you:

  • Understand borrowing capacity within your fund

  • Establish the correct trust and trustee structure

  • Choose between residential or commercial property

  • Source finance through approved SMSF lenders

  • Stay compliant with ATO and superannuation regulations

We’ll work closely with your accountant or financial adviser to make sure your SMSF purchase is structured properly from start to finish.

Benefits of an SMSF loan

An SMSF loan can offer several advantages when managed correctly:

  • Grow your super through property investment

  • Access rental income and potential capital gains inside your fund

  • Use contributions and earnings to pay down the loan

  • Gain more control over your superannuation investments

We’ll make sure you understand both the benefits and responsibilities before you move ahead.

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an aerial view of a neighborhood with lots of houses

What to consider before applying

SMSF lending rules are complex, and not every lender offers these types of loans. You’ll need:

  • A compliant SMSF and trust deed that allows borrowing

  • Sufficient balance in your fund to cover the deposit and costs

  • Evidence of regular contributions or income

  • Professional support from a broker experienced in SMSF finance

At Paid In Full Home Loans, we make sure every step is clear, compliant and aligned with your retirement goals.

Let's Talk
Bryce Blaker
Mortgage Broker

Why choose Paid In Full Home Loans

We understand the complexities of SMSF lending and work with specialist lenders that cater to superannuation investors. With access to more than 50 lenders Australia wide, we’ll compare competitive SMSF loan options and guide you through the setup, approval and settlement process.

Our goal is to help you grow your wealth through property investment in a way that’s structured, compliant and financially sound.

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Paid In Full Home Loans

Finance structured around your goals, not the bank’s.

Paid In Full Home Loans is proud to be based in New Farm, part of Greater Brisbane in South East Queensland. We regularly assist clients across New Farm, Albion, Newstead, Nudgee, Ascot, Redcliffe, Mango Hill, Kallangur, Burpengary, Caboolture and surrounding suburbs. As your local mortgage broker in Inner City Brisbane, we understand the local property market and lending landscape. We tend to meet all of our clients that are in South East Queensland for a catchup in a coffee shop near you. It's nice to put a name to a face.
  • 2026
Paid In Full Home Loans
Bryce Blaker (ABN: 88433007978) trading as Paid In Full Home Loans, is a credit representative (400361) of LMG Broker Services Pty Ltd ACN 632 405 504 Australian Credit Licence 517192.
The information provided on this site is on the understanding that it is for illustrative and discussion purposes only. Whilst all care and attention is taken in its preparation any party seeking to rely on its content or otherwise should make their own enquiries and research to ensure its relevance to your specific personal and business requirements and circumstances. Terms, conditions, fees and charges may apply. Normal lending criteria apply. Rates subject to change. Approved applicants only.

Loan type: Residential property

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