We’ll assess your income, expenses and commitments so you know how much you can borrow before you start shopping.
We help you explore eligibility for first-home buyer grants, stamp duty concessions and Lenders Mortgage Insurance waivers.
It’s not just about finding a property. Lenders look at your income, debts, savings and even your spending habits when calculating what you can borrow. Then you face costs like a deposit, stamp duty, loan fees, lender's mortgage insurance, and moving in. That’s why many first home buyers feel stuck, but you don’t have to navigate it alone.
At Paid In Full Home Loans we specialise in first home buyers and we service clients Australia-wide. We start by helping you understand:
how much deposit you may need
the impact of your current debts or spending
We then work with you to pick the right home loan structure and lender from our large panel of more than 50 lenders. We manage all the paperwork, talk to the lender on your behalf and keep things as simple as possible.
There are state and federal programs you may qualify for. Use our first home buyer grant and scheme finder to quickly check eligibility for each scheme and help you claim what you’re entitled to.
You can make voluntary contributions up to $15,000 per year and $50,000 in total to your super (on top of what your employer already pays) – either before tax through salary sacrifice or after tax as personal contributions.
